Program fees and Payment Policies

FLAD is a private Portuguese non-profit foundation. This means that SiPN was itybreated with a true non-profit sprit in mind, and this is why our program fees are so much lower than competing programs in Western Europe.

Besides our strategic grant partnerships with the U.S. Fulbright Program and other non-profits that promote international exchange, FLAD has committed itself to use any positive revenues generated from this program by adding more merit-based student scholarships. This means that as our program grows in terms of recruitment, more and more scholarships will become available to our applicants.

Semester and Academic Year Tuition & Fees

TOTAL

$11,000

$22,000

CHARGES Semester Year

Comprehensive Tuition Fee

$8740

$17,480

Course instruction included included
Program-integrated study tours (two per semester) included included
Course-integrated field trips in/around Lisbon included included
Use of consortium facilities (incl. library and computer labs) included included
Final grade report and permanent academic records included included
Academic counseling and support included included
General administration of academic services included included
CHARGES Semester Year

Comprehensive Housing & Student Affairs Fee*

$2260

$4520

Furnished room included included
Monthly Transport Pass for Lisbon (buses, metro, and trolleys) included included
Travel to Visiting Family Program (volunteers only) included included
Laundry/cooking facilities and/or allowance included included
Student information and service desk included included
Group pickup at airport on Arrival Day included included
Medical, accident, and travel insurance included included
Visa advice and assistance included included
SIM card with free calls/texts to other SiPN participants and staff included included
Administration of housing and student affairs activities included included
24-hour emergency contact included included
SiPN Orientation Week services and tours included included

*Please Note: Students who opt-out of SiPN’s housing will still be charged a portion of the Housing & Student Affairs fee of $750. This fee covers services from Student Affairs such as comprehensive medical, accident and liability insurance, airport pickup and orientation week activities, 24-hour emergency staff support, a local cell phone, the monthly transport pass and various social and cultural events, as well as support and counseling.

 

Estimated Additional Expenses: Semester/Academic Year Students

Below we provide some estimates for other out-of-pocket expenses that students will typically during a semester or academic year.

Total (approximately)

$4500

$10,000

EXPENSE Semester Year
Schengen Student Visa + required FBI criminal background check (subject to change) $150 $150

Students who reside far away from a Portuguese consulate/embassy must include travel

costs for their in-person student visa interview

Variable  Variable
International airfare $1,000 – $1,500 $1,000 – $1,500
Personal expenses (depending on how much you travel on breaks) $1,000 – $2000 $2,000 – $4,000
Meals/per month $400 – $500 $400 – $500
outside network cell phone minutes per your use per your use
Cell phone top-up charges required per month, allows free texts/calls in network €7.50/mo €7.50/mo

 

Combining terms of study (e.g. a semester plus a summer program) includes a rebate. If you sign up for more than one semester/program/course, you are entitled to a reduction of the Comprehensive Tuition Fee of the second semester/program/course in the following amounts: 

REBATES*
Combination Rebate US$
One semester, fall or spring, plus one summer course $250
One semester, fall or spring, plus two summer courses $400
One semester, fall or spring, plus the archeology field school summer program $250

Note* Rebates do not apply for recipients of FLAD/SiPN partial scholarships

 

Summer Program Fees

The SiPN summer program is made up of three flexible modules of 4-weeks each, with June, July and August sessions. Just like our semester offerings, students can come from a variety of different backgrounds and Portuguese language expertise– from novice (A1) to highly proficient (C2). Moreover, in the summer months we can easily accommodate both undergraduate and graduate student learners. Because each 4-week session is self-contained, students can choose to come for 1, 2 or all 3 sessions, picking up anywhere from 3 to 18 semester credits. As always, however, your foreign ECTS credits must be pre-approved by your home institution for transfer.

One of the distinguishing characteristics of our summer program are the multiple academic internship opportunities we provide through our network of partners in Portugal. These internships require at least an 8-week commitment from the student, but we offer internship opportunities during either the June & July, or July & August sessions, as well as part-time and full-time options in both English and Portuguese. Please see our full description of the academic internship options here.

Note that Foreign Language and Area Studies (FLAS) fellowships for intensive Portuguese language options during our July and August sessions (6 ECTS/session) will fulfill 80 contact hours each session (160 total over 8 weeks). In this case the total charges for an 8-week stay with 6 ECTS/session would amount to only $5000.

SUMMER CHARGES FOR EACH 4-WEEK SESSION JUNE JULY AUGUST

Comprehensive Tuition & Housing Fees

1 class/session for 6 ECTS/session $2800 $2800          –
2 classes/session for 12 ECTS/session $3550 $3550          –
 .
June/July July/August
$3550 $3550
$2800 $2800
$3550 $3550
$4300 $4300
FT Internship for 12 ECTS (8 weeks stay min.)
PT internship for 6 ECTS (8 week stay min.)
PT internship + 1 other 6 ECTS class, during 1 session
PT internship + 2 other 6 ECTS class, over 2 sessions

 

Summer Price Breakdown (for each 4-week session)

SUMMER CHARGES FOR EACH 4-WEEK SESSION  6 ECTS 12 ECTS

Summer Comprehensive Tuition Fee

$1,400

$2,150

Course instruction included included

Program-integrated study tours

(1 weekend long trip + 1 day trip per monthly session)

included included
Course-integrated field trips in/around Lisbon included included
Use of consortium facilities (incl. library and computer labs) included included
Final grade report and permanent academic records included included
Academic counseling and support included included
General administration of academic services included included

Summer Comprehensive Housing & Student Affairs Fee*

$1400

$1400

Furnished single room (double room, same gender, when single is not a possibility) included included
Monthly Transport Pass for Lisbon (buses, metro, and trolleys) included included
Laundry and cooking facilities included included
Student information and service desk included included
Group pickup at airport on Arrival Day included included
Medical, accident, and travel insurance included included
Visa advice and assistance (when needed) included included
SIM card with free calls/texts to other SiPN participants and staff included included
Administration of housing and student affairs activities included included
24-hour emergency contact included included
SiPN Orientation services and tours included included

TOTAL COST Per Summer Month/Edition

$2,800

$3,550

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

*Please Note: Students who opt-out of SiPN’s housing will still be charged a portion of the Housing & Student Affairs fee of $750 Housing has a cost of $500 per month). This fee covers services from Student Affairs such as comprehensive medical, accident and liability insurance, airport pickup and orientation week activities, 24-hour emergency staff support, a local cell phone, the monthly transport pass and various social and cultural events, as well as support and counseling.

 

Estimated Additional Expenses: Summer Session Students

Below we provide some estimates for other out-of-pocket expenses that students will typically during a summer session.

Total (per month) add your airfare

$950

$950

$950

EXPENSE June July August
Schengen Student Visa + required FBI criminal background check not needed if staying in Portugal less than 90 days total
valid US Passport see pricing on State Dept. website here
International airfare R/T $1,200 – $1,600
Personal expenses (depending on how much you travel on breaks) $500 $500 $500
Meals/per month $400 $400 $400
outside network cell phone minutes per your use per your use per your use
Cell phone top-up charges required per month, allows free texts/calls in network €7.50/mo €7.50/mo €7.50/mo

 

Additional Information

The Visiting Family Program will cover any r/t travel expenses for the student to reach their family location, upon presentation of ticket receipts.

Did you know?

SiPN fees are published well in advance of the start of your semester. They are listed in US dollars and are guaranteed not to change once published. There are no hidden costs when attending SiPN. All expenses covered by the Comprehensive Tuition and Housing Fees are clearly delineated in the above tables, as are any SiPN-related optional expenses. As a non-profit organization, it is the policy of SiPN to keep annual price increases to a minimum.

What’s included

The Comprehensive Tuition Fee Includes:

  • Full tuition
  • Program-integrated study tours in Portugal. Some overnight stays and group meals are also provided on the study tours
  • Local events and some guided tours in Lisbon
  • Use of SiPN member-school facilities, including fully staffed libraries and computer labs with support service
  • Permanent academic records and a Final Grade Report (see below for School of Record information)
  • Administration of all academic elements of the program
  • Dedicated On-Site Program Coordinator
  • Internship placement support for those attending our Summer sessions

 

The Comprehensive Housing/Student Affairs Fee Includes:

  • Group pick-up at the airport upon arrival during SiPN-scheduled arrival hours
  • Monthly Lisbon transport pass for access to all city-wide metro, buses and trolleys, recharged monthly during the term of your session.
  • Administration of housing & student affairs activities.
  • Comprehensive medical, accident, and travel insurance. Click here for full details on your coverage
  • Pre-departure information materials
  • Full orientation week activities for new arrivals
  • SiPN Buddy Program
  • Cultural and social events organized in Lisbon
  • SiPN provides a SIM card with free SMS/calls to other portuguese numbers (SiPN staff use Portuguese phones). This option will require a student to top up the card with €9/month,to keep using it, first month is free of charge). This simcard will only be of any use if the phone is unlocked. Please double check with your carrier to understand if the device is an unlocked one or not). If not, you can buy a smart phone in Portugal for as low as 75USD.
    • It is up for the student to use this option that we provide, or to find another alternative in the market. What SiPN does require is a phone number that can be used to get in contact with the student at all times.

 

SiPN Housing Residence Facility

  • Furnished room, towels, blanket, pillow, and bed linen
  • Kitchen equipment, dishes, and utensils
  • Shared kitchen access for food storage and preparation
  • A dedicated On-Site Program Coordinator to help resolve any potential housing issues
  • Maintenance of room and furnishings
  • Laundry access for washing machines at your residence, access to dryer racks/clotheslines
  • Weekly cleaning of common areas and shared baths

 

SiPN Summer Program Fees include all of the above together, depending on how many ECTS credits the student takes each session.

Note: SiPN-arranged housing is included during mid-semester breaks for those staying for the entire academic year.

Independent (Self-arranged) Housing

You are allowed to arrange your own housing in Lisbon, however we do not encourage you to do this. SiPN cannot assist with rental disputes, security deposits, furnishings, bedding, or any of the sundy other issues that can pop up when opting out of our pre-arranged housing setup. The deadline for switching from SiPN-arranged housing to self-arranged housing is one month prior to arrival. If you switch after this deadline, no refunds will be made to our program fee, which includes housing.

*Please Note: Semester students who opt-out of SiPN’s housing will still be charged a portion of the Housing & Student Affairs fee of $750. This fee covers services from Student Affairs such as comprehensive medical, accident and liability insurance, airport pickup and orientation week activities, 24-hour emergency staff support, a local cell phone, the monthly transport pass and various social and cultural events, as well as support and counseling.

*Please Note: Summer students who opt-out of SiPN’s housing will receive a discount of $375 per summer session that they wish to stay in Portugal with SiPN. This amount will be reflected on the final invoice.

Deposit, Cancellation and Changes Policies

Program Deposit

A non-refundable deposit of $350 is required in order to secure your place in the program. If you are not certain whether you pay the deposit or whether your school pays it on your behalf, please check with your study abroad advisor or contact SiPN at [email protected]. Your classes, housing, study tours, etc., will not be confirmed until this deposit is received. This deposit will be deducted from the invoice issued to you or to the institution that issues payment for you. 

Information on where and how to send your deposit and your subsequent program fees are located in your acceptance packet invoice and also below. Presently we accept ACH bank transfer to our account at Citibank in New York or personal check mailed to us in Portugal.

Deposits and payments are made in US dollars. The remittance information is as follows: 

Bank: Citibank N.A.
Address:

(Attn.: Mrs. Eunice Cruz-Chan)

153 East 53rd Street, 21st Floor

New York, NY 10022

 Account #  4990602155
SWIFT: CITIUS33
ABA: 021000089
Acct. name: Fundacao Luso-Americana para o Desenvolvimento – Study in Portugal Network (USD)
NOTE: Please provide elements (student name) that enable us to properly identify the payment. Send us a copy of the transaction to [email protected] 

We prefer the security of ACH bank transfers, but if you prefer to mail your personal or bank check to us, our address is:

Fundacao Luso-Americana para o Desenvolvimento (FLAD)
Attn: SiPN Billing Coordinator, Margarida Carvalho
Rua do Sacramento à Lapa 21
1249 – 090 Lisboa
PORTUGAL

Billing Procedures

Please read the information below carefully about how to send secure payments to SiPN, depending on which of the three billing scenarios pertain to you. If you are still unsure which arrangement applies to you after reading this information, please contact your home school study abroad office for clarification.

  1. The student is billed directly for all program fees,
  2. The school is billed for a portion of the program fees, and the student is billed for the remainder,
  3. The school is billed by SiPN for all program fees.

1. THE STUDENT IS BILLED FOR ALL PROGRAM FEES:

If your school does not have a pre-existing billing agreement for your program you will receive a bill.

  • Waiting on Financial Aid? If you are unable to pay your fees by the payment due date listed on your bill because you are waiting on financial aid from your home school, we will wait until those funds are disbursed, but you MUST complete a SiPN Financial Aid Deferral Form (insert link here). You may submit the deferral request at any time, but it should be received at SiPN no later than the payment due date listed on your bill. This form does require certification from your home school financial aid office, so please be sure to allow enough time for them to complete their portion of the form. The form can then be scanned and sent to us by email at [email protected]  or faxed to 001 +351 21 392-8772
  • Is there a payment plan? We do not typically offer payment plans due to the amount of expense incurred on behalf of the students prior to their arrival. If you are unable to pay the total amount due by the due date and are not receiving financial aid, then please contact Margarida Carvalho, SiPN Billing/Payments Coordinator at [email protected] with the exact specifics of your situation. In exceptional cases, written permission by SiPN to postpone part of the payment may be arranged. Payment of all fees must take place by the end of the Arrival Orientation Program or students may be dismissed from the program.
  • If you receive a bill and believe that your school should be paying the fee, please contact your school’s study abroad office to verify their billing arrangements for your program. If they tell you that they should be receiving the bill, please have them contact Margarida Carvalho, SiPN Billing/Payments Coordinator at [email protected], in order to clarify the situation—this contact/explanation must come directly from your school in order for any changes to be made, and you will be held responsible for any fees for which you are billed directly unless your school notifies SiPN otherwise. SiPN is willing to sign consortium or partnership agreements to facilitate whatever billing arrangements your school requires.

 

2. THE SCHOOL IS BILLED FOR A PORTION OF THE PROGRAM FEES, AND THE STUDENT IS BILLED FOR THE REMAINDER:

Many of our partner institutions will cover the Comprehensive Tuition fee for academic year programs, but request the student be invoiced directly for the Comprehensive Housing Fee and/or the Summer Program Fees. If you received an invoice for one or both of these fees, then it is most likely a result of the billing arrangement with your school. If you still have questions, please contact your school’s international programs office or SiPN’s Billing Coordinator, Mrs. Margarida Carvalho at +351 21-393-5825 or via e-mail [email protected] 

The two most common arrangements are: (1) Only tuition is billed through your school, and all other fees are billed to you directly; or (2) you pay SiPN the Program Deposit fee of $350, but all other fees are billed through your school. (These are the most common, however, there are a number of different “split bill” configurations.)

 

  • Waiting on Financial Aid? If you are unable to pay your fees by the payment due date listed on your bill because you are waiting on financial aid from your home school, we will wait until those funds are disbursed, but you MUST complete a SiPN Financial Aid Deferral Form (insert link here). You may submit the deferral request at any time, but it should be received at SiPN no later than the payment due date listed on your bill. This form does require certification from your home school financial aid office, so please be sure to allow enough time for them to complete their portion of the form. The form can then be scanned and sent to us by email at [email protected]  or faxed to 001 +351 21 392-8772
  • Is there a payment plan? We do not typically offer payment plans due to the amount of expense incurred on behalf of the students prior to their arrival. If you are unable to pay the total amount due by the due date and are not receiving financial aid, then please contact Margarida Carvalho, SiPN Billing/Payments Coordinator at [email protected] with the exact specifics of your situation. In exceptional cases, written permission by SiPN to postpone part of the payment may be arranged. Payment of all fees must take place by the end of the Arrival Orientation Program or students may be dismissed from the program.
  • If you receive a bill and believe that your school should be paying the fee, please contact your school’s study abroad office to verify their billing arrangements for your program. If they tell you that they should be receiving the bill, please have them contact Margarida Carvalho, SiPN Billing/Payments Coordinator at [email protected], in order to clarify the situation—this contact/explanation must come directly from your school in order for any changes to be made, and you will be held responsible for any fees for which you are billed directly unless your school notifies SiPN otherwise. SiPN is willing to sign consortium or partnership agreements to facilitate whatever billing arrangements your school requires.

 

3. THE SCHOOL IS BILLED BY SiPN FOR ALL PROGRAM FEES:

In this instance, you will be billed for all fees related to your program by your home school because SiPN has a pre-arranged billing agreement with them. In this case, you will not receive a bill for program fees from SiPN.

 

  • If you receive a bill and believe that your school should be paying the fee, please contact your school’s study abroad office to verify their billing arrangements for your program. If they tell you that they should be receiving the bill, please have them contact Margarida Carvalho, SiPN Payments Coordinator at [email protected], in order to clarify the situation—this contact/explanation must come directly from your school in order for any changes to be made, and you will be held responsible for any fees for which you are billed directly unless your school notifies SiPN otherwise. SiPN is willing to sign consortium or partnership agreements to facilitate whatever billing arrangements your school requires.

 

IMPORTANT INFORMATION FOR ALL STUDENTS RECEIVING AN INVOICE DIRECTLY FROM SiPN:

  • Students receiving bills directly from SiPN are typically billed 2-3 months prior to departure for their program, depending upon when they were accepted, and after they have sent in their deposit fee of $350.
  • Once created, student bills are only accessible via the student’s SiPN account. Students will receive an email notification when their bill is made available. You must notify SiPN’s Billing Coordinator, Margarida Carvalho, if you want your bill mailed to another address or contact.
  • Payment, for any portion of the program fees billed directly to you, is due in full 30 days from the date of the student bill [unless you’ve been approved for a Financial Aid Deferral]. For now, we are not accepting credit card payments, only direct bank to bank transfers or personal check. You can avoid paying your bank’s ACH wire transfer fees by setting up SiPN as a new vendor in your e-banking bill pay service, and then simply paying us like you pay any other bill. Please note your account number and name on your payment slip.
  • Deposit payments made via bank transfer or check during the application process will be reflected on your student bill.
  • If circumstances arise that prevent you from being able to attend your program, please send an email to [email protected] to notify your decision to cancel. SiPN must receive your cancellation request in writing to update our records. You will continue to receive bills and emails from SiPN and your status will remain as an active participant until we receive your written request of cancellation/withdrawal.
  • If you decide to defer your acceptance to a later term, you must decide to do so no less than 30 days prior to the advertised arrival date for your program, or else risk the $150 late change fee detailed above in the section Program Payments and Deposits. However, you will be eligible to have your paid program deposit credited toward a future term of study. (Please also be aware that your home school may have their own fees and withdrawal policies for which you will be held responsible, in addition to SiPN’s policies.)
  • If, after you receive your bill from SiPN, you are still unsure of this process or if you don’t believe that your bill correctly reflects the fees to be billed directly to you, please contact Mrs. Margarida Carvalho, SiPN’s Billing Coordinator, [email protected] or via 001 351 21 392-8772 (Portuguese number)

Deposits and payments are made in US dollars to our bank account at Citibank in New York. The remittance information is as follows:

 

Refund Policy

  1. If you withdraw 31 days or more prior to the arrival day specified for your term of attendance, we will refund 100 percent of the total program cost, except the non-refundable deposit of $350.
  2. If you withdraw 30 days or less prior to the arrival day as specified for your term of attendance we will refund 50% of the total program cost, except the non-refundable deposit of $350.
  3. If you withdraw on or after the arrival day no refund will be issued.

Scholarships

SiPN/FLAD Partial Scholarships

The Luso American Development Foundation (FLAD) is a private Portuguese non-profit foundation. FLAD is the “motor” behind SiPN.

This means that our programs are created with a true non-profit spirit in mind, and this is why our program fees are so much lower than competing programs in Western Europe. Besides our strategic grant partnerships with the U.S. Fulbright Program and other non-profits that promote international exchange, FLAD has committed itself to use any positive revenues generated from this program by adding more merit-based student scholarships. This means that as our program grows in terms of recruitment, more and more scholarships will become available to our applicants.

FLAD has committed €20,000 in partial scholarships for each academic year.

The deadline for Summer and Fall SiPN/FLAD scholarship applications is March 10; for Spring editions it is October 10.

These scholarships will be awarded based on financial need and academic merit criteria. Please click here to apply for a “Scholarship Application Form“.

 

Fulbright Grant for SiPN Alums 

Starting in 2016, SiPN alumni will enjoy priority access to a second Fulbright grant to Portugal, which will be funded entirely by the Luso-American Development Foundation (FLAD). FLAD presently co-funds one of the Fulbright – Luso-American Foundation Study/Research Grants to Portugal. These 8-month student grants to Portugal are open to US citizens with at least a Bachelor’s degree and who are pursuing masters or PhD level research.

Applicants who are SiPN alumni and whose candidacy passes through the initial selection process conducted by the International Institute for Education will enjoy priority access to the pool for this second Fulbright, dramatically increasing your chances of being selected for a Fulbright. For more information on how to apply for a Fulbright and eligibility requirements, go here.

 

Financial Aid

SiPN accepts all forms of financial aid and adjusts a student’s payment schedule based on disbursement dates of financial aid awards, provided the student’s home university has completed and returned a finalized Financial Aid Verification Form. The FAVF and any amount not covered by financial aid, as well as the $350 security deposit and any additional fees, are due by the standard payment due date.

 

Financial Aid Timeline and Checklist

Students using financial aid are encouraged to use the checklist below for guidance through the financial aid process:

 

Step 1:

Upon acceptance into SiPN, contact your school’s Financial Aid Office. Inform them of your study abroad plans and find out their requirements for using your financial aid to pay SiPN. Some universities require that SiPN fill out a Consortium Agreement. If necessary, provide this to SiPN as soon as possible.

 

Step 2:

Access the Financial Aid Verification Form (FAVF) on your SiPN account or via the Resources tab. Complete the student portion at the top of this form and submit it to your financial aid advisor. Make sure they are aware that the completed and finalized FAVF needs to be submitted to SiPN on or before your final payment due date.

 

Step 3:

Follow up regularly with your financial aid advisor to ensure that a FAVF was returned to SiPN (in case you are not supposed to be the one sending it).

 

Step 4:

Submit payment for any amount not covered by aid, any additional fees, and the $350 security deposit on or before your final payment due date.

Example:

Total program cost: $11,000

$350 Security Deposit (not subject to Financial Aid)

$10,650 Final Payment

Financial Aid Award: $8,550

Amount Not Covered by Aid: $2100 (Final Payment $10,650 minus Financial aid Award $8,550)

 

Step 5:

Make arrangements to get your financial aid funds to SiPN as soon as they are disbursed. Since financial aid is often released only after your program start date, you’ll want to ensure that these arrangements are made before you go abroad. Some schools will send the funds to SiPN directly. If this isn’t an option, there are still other possibilities. You can set up an automatic billpay through your bank, authorize an electronic bank draft through SiPN Financial Services, or have a responsible 3rd party, such as a parent, added as a signatory to your bank account, so that they’re able to cash and write checks on your behalf.

*If your aid won’t be awarded or can’t be finalized by your final payment due date, you should have your financial aid advisor complete a preliminary version of the FAVF. Based on this estimated aid information,SiPN can estimate what amount of aid you will receive, and therefore what portion of your SiPN program cost will not be covered by aid. The amount not covered, along with the $350 security deposit, is due by the final payment due date.

 

SiPN Terminology

  • Financial Aid Verification Form (FAVF):

SiPN form that you must have completed by your university financial aid advisor. This form tells SiPN the types of financial aid you will receive, how much your awards are, when the funds will be released, and whom they will be released to. This form enables SiPN to defer any payments that will be covered by financial aid.

  • Consortium Agreement:

An agreement between SiPN and your home university that may be required for your study abroad credits to be transferred or to allow your university to process financial aid for your study abroad trip.

  • Disbursement Date:

The date on which your financial aid funds will be released.

  • Preliminary Aid:

A financial aid report that has not been finalized. Generally, aid is considered preliminary when: it is an estimate of what the student will receive, the financial aid has not officially been offered to the student, or the financial aid award has been offered to but not accepted by the student. SiPN cannot defer a final payment due date using preliminary aid unless special arrangements have been set up between your school and SiPN’s Billing Department ([email protected]).

  • Finalized Aid:

A confirmed financial aid award as reported on the FAVF. The aid has been offered to and accepted by the student.

  • Financial Aid University Contact:

The person in the home university’s Financial Aid Office who completes the FAVF on behalf of the student. This is the person the student will be able to contact about their financial aid needs. Likewise, SiPN may contact this person if need be.

  • Financial Aid Resources:

http://www.finaid.org/

http://www2.ed.gov/finaid/landing.jhtml

http://www.nafsa.org/

http://www.privatestudentloans.com/

http://www.staffordloan.com/

Financial FAQ’s

When and how will I be invoiced? / Why haven’t I received an invoice?

You will be invoiced via email approximately 6- 8 weeks prior to the program arrival date for your term of  attendance (4 to 6 weeks for Summer terms). If you have not received an invoice then review the following: 

If your school is one of our partner institutions, then it’s possible that SiPN has an agreement to invoice your school rather than you. To confirm this, please contact our Office at [email protected] 

Please check the junk mail filters on your email account to allow invoices from [email protected] to be received

Check your ‘Pre-application’ form in Online Registration and verify you entered your email address correctly

 

Why did I receive an invoice when I thought my school was paying?

Invoices are issued based on the specific billing agreements we have with institutions. If you don’t believe you were supposed to receive an invoice, please check the section above (“Billing Procedures”)

 

When is full payment due?

Full payment is due 30 days from the date your invoice was issued. If your invoice was issued within 30 days of the official program arrival date, then payment is due no later than the arrival date.

 

Is there a payment plan? / What if I am paying with Financial Aid and it isn’t disbursed by the due date?

Please refer to the section (“Billing Procedures”)

If you are unable to pay the total amount due by the due date and are not receiving financial aid, then please contact Margarida Carvalho (SiPN’s billing coordinator) at [email protected] with the exact specifics of your situation. In exceptional cases, written permission by SiPN to postpone part of the payment may be arranged. Payment of all fees must take place by the end of the Arrival Orientation Program or students may be dismissed from the program.

 

How do I pay / what payment types are acceptable?

Refer to section “Billing Procedures”

Program fees payments are accepted only via ACH bank transfer or by check in US$ ONLY. Credit card payments are not accepted for Comprehensive Tuition, Housing or Residence Permit fees. For Domestic wire transfers via Citibank New York your bank must include the SWIFT code CITIUS33 even if it’s listed in the comments section of the wire transfer form. Though the SWIFT code is usually used for international wires, in this instance it is what tells Citibank that the funds are meant for SiPN.

 

The SiPN Refund Policy regarding program cancellation is as follows: 

  • If you withdraw 31 days or more prior to the arrival day specified for your term of attendance, we will refund 100 % of the total program cost, except the non-refundable deposit of US$ 350.
  • If you withdraw 30 days or less prior to the arrival day as specified for your term of attendance we will refund 50 % of the total program cost, except the non-refundable deposit of US$ 350.
  • If you withdraw on or after the arrival day no refund will be issued.